The Credit Reporting Act, 2023, establishes the legal framework to:

  • provide for a  fair and an accurate credit reporting system within the financial system in order to facilitate objective credit decisions;
  • enable the sharing and reporting of credit information;
  • provide for the regulation of credit reporting and credit reporting services;
  • provide for the protection of consumer information; and
  • provide for matters connected therewith or incidental thereto.

Act